Financing with Our Dealership

Welcome to Our Financing Department

Welcome to Pat McGrath Chrysler Jeep Dodge Ram's Finance Department, your auto loan and car lease resource. We're eager to provide financing for your new car, or we can assist in used car financing. Check out our online car loan calculator for an instant car loan rate. Then, proceed to our online finance application.

All types of credit, from good to bad, can qualify for an auto loan. No credit, no problem! We will work with you to secure a no credit car loan if your situation demands it. Pat McGrath Chrysler Jeep Dodge Ram has strong relationships and is committed to finding you the perfect car loan company to suit your car finance needs.

Low interest car loans are available for customers with existing loans. We can help you refinance your car loan or adjust the term of the contract. You're just a step away from approved car financing!

Start Your Application Today!

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

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Should You Lease Your New Pat McGrath Chrysler Jeep Dodge Ram Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Whether you're a Cedar Rapids driver looking for a short term new car solution or you just like staying behind the wheel of the latest models, a lease from Pat McGrath CJDR is just the ticket. What's more, car leasing often gives drivers a lower monthly payment than financing the same vehicle.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Buying a car is a big decision, and our finance team will work with you to find the right new or used car loan for your lifestyle and budget. 

While a new car lease gives you a level of flexibility, a new car loan lets you build up equity over time, until you own the vehicle outright. And once it's paid off, you can wander Waterloo or commute to Iowa City without a car payment -- or sell the car toward something new!

Flexible Credit Options

Pat McGrath Chrysler Jeep Dodge Ram can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

Find Out Why Drivers from Waterloo, Marion, Anamosa and Iowa City Trust Pat McGrath Dodge Country for Their Auto Financing Needs

When it comes to our Cedar Rapids drivers, we take great pride in our customer service and the knowledge of our team in the finance center. Whether you're looking to upgrade or you want to learn what the value of your trade-in vehicle is, we're here to help you along the way. Remember, you can also apply for financing ahead of time and speed up the purchase process. Don't hesitate to call us at 319-449-2565 or reach out online with any questions so we can help you get behind the wheel of the car of your dreams today!

  1. Pat McGrath Chrysler Jeep Dodge Ram

    4610 Center Point Rd N E
    Cedar Rapids, IA 52402-2412

    • Sales: 319-449-2565
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Get in Touch

  • Contact our Sales Department at: 319-449-2565
  • Monday09:00AM - 08:00PM
  • Tuesday09:00AM - 06:00PM
  • Wednesday09:00AM - 06:00PM
  • Thursday09:00AM - 08:00PM
  • Friday09:00AM - 06:00PM
  • Saturday09:00AM - 05:00PM
  • SundayClosed